My financial journey probably began around 2005 when i started being aware of many online get rich quick schemes. It was the year i got my first job and the year where i suddenly was starting to be hounded by insurance agents. To cut the long story short, those get rich quick schemes all failed and i lost a few thousand dollars. I gradually realised that they were all ponzi schemes which weren't sustainable in the long run. Of course some cashed out early before the bubble burst but i didn't. I then learnt that there was no such thing as a get rich quick scheme. That was my first lesson in getting rich.
Perhaps the book which kickstarted my interest in personal finance was "Rich Dad, Poor Dad". It's an easy-to-read book which contrasts 2 dads on how they view money and how that view affects their living. I very much wanted to be the rich dad of course. But i still needed more education on how to do it.
After the failure of the online get rich quick schemes, i explored other fast ways to get rich quick and became aware of Forex. Forex seemed to fit the criteria of being able to make money quickly. So for about a year, i read about Forex. I even knew a friend who has been making a few hundred dollars in Forex each month. I opened a demo account of an online Forex broker and lo and behold, i didn't know how to start trading. I've read too much theory (Technical analysis) that i didn't know what to focus on. Somehow, that really put the breaks on the idea of getting rich trading Forex. This taught me the 2nd lesson of getting rich.
From these lessons, i started being more down-to-earth. Instead of trying to get rich, i needed a different strategy. I needed to be careful with how i spent my money since i haven't found anything yet to "let my money work for me". This blog will be about the choices i make with regards to money. I've been married a few years, no kids, living in a 4-room flat and probably look like the average guy you see on the street. Unfortunately, looking at a stranger doesn't tell you whether he is rich or poor. And a stranger on the street doesn't tell you how he manages his money so it's not obvious. So i hope to make it obvious to readers on how a stranger (me) makes money decisions, with the hope that i will get rich.

